Fall out of debt with
a consolidation loan.
Get $100*
with a personal or debt consolidation loan of $10,000 or more.
Competitive Rates as low as 9.74% APR**
Limited time offer for applications received between
October 4, 2023 and October 31, 2023.
Imagine all you could do with a TEG Personal Loan. What is on your list?
The loan that covers everything
- Car Repairs
- Debt Consolidation
- Emergencies
- Home Renovations
- Major Purchases
- Medical Expenses
- Pay Off Your Credit Cards
- Travel
- Wedding Expenses
If you need help paying expenses right now, taking out a personal loan from TEG may provide you with the money you need and be a good alternative to high-rate credit cards or other types of loans. Whatever the reason, if it’s important to you- it’s reason enough for us.
Why Choose TEG For Your Personal Loan?
Along with an easy online application and fast approval process, personal loans through TEG offer a variety of benefits, including:
- Competitive Rates as low as 9.74% ** APR (See our rates)
- Flexible Loan Terms - Up to 60 Months
- No Application Fee or Hidden Fees
- No Prepayment Penalties
- Predictable Monthly Payments
- No Collateral Needed
Already have a personal loan somewhere else? Move it over to TEG.
Financing your goals through high-rate credit cards or personal loans can have you overpaying on interest. Luckily, if you have a personal loan somewhere else, you may be able to save money every month by refinancing your debt into a TEG FCU personal loan. Refinancing your personal loan from another lender with us could lead to a better rate, lower your existing monthly payments, and give you a $100 bonus. Even a small difference in rate could add up to big savings over the life of your loan.
Talk to us if:
- Your credit has improved since you opened your loan
- Your current rate is higher than the rates we offer
- You want a longer term and lower monthly payments
- You want a shorter term so you can pay the loan off sooner
Saving you money is what we do best at TEG FCU.
It only takes minutes to answer a few quick questions to apply for a personal loan online. These are great loans when you need money now, because we can provide fast answers and approve our members quickly.
Have Questions?
Best bank in the Hudson Valley hands down. Very consumer friendly, customer service is outstanding and will be a life long customer. Zach M.
"Awesome customer service! Very accommodating and friendly...Love this bank. Would highly recommend their services." Ida, TEG FCU Member
Together Everyone Grows.
At TEG, it's about so much more than money. It's about neighbors helping neighbors.
Throughout life, you’ll be making important financial decisions. You can count on us every step of the way. We are dedicated to helping you with personal guidance and affordable solutions.
Your Story. As a member-owned, not-for-profit credit union, we see you differently. We’re always here to listen and get to know you, so we can help you find the right solutions.
Our Mission. At TEG Federal Credit Union, your best interests have always been our focus. We’ve stayed true to our original commitment of offering our members a better alternative to banks, and we’re proud to serve our growing field of membership with practical advice, realistic solutions, and a smile.
Free Checking · Savings · Mortgages · Car Loans · Personal Loans · Credit Cards · And Much More!
Membership is open to all those who live, work, worship or attend school in Dutchess, Orange, Ulster, Putnam, Sullivan, Westchester or Rockland Counties.
We're Here For You!
Call 845.452.7323, visit TEGFCU.com, or stop by any one of our eight branch locations!
Insured by NCUA
Terms and Conditions of Offer
* Maximum amount to be earned is $100. Loan subject to credit review. Members must be in good standing with the credit union to receive this offer. Once available, cash back will be deposited into member’s account and then these funds will immediately be applied to the first loan payment. Funds earned are considered interest income and may be reported as such on IRS Form 1099-NT. Offer subject to change or be discontinued at any time without notice. See credit union for full details. Offer ends 10/31/2023.
** Annual Percentage Rates (APR) advertised “as low as” and includes a discount of 0.25% for automatic payments for the life of the loan. Rate may vary based on applicant’s credit worthiness and loan term. Rates current as of 10/2/23 and are subject to change at any time. The maximum interest rate is 17.95% APR. Minimum approved loan amount is $10,000. Payment example: A 5-year, 9.74% APR personal loan for $10,000 would result in 60 monthly payments of $211.37.
